The moments after a car accident are critical. Your actions in the first hours and days can significantly impact your ability to recover compensation for your injuries. Here's exactly what you should do.
1. Check for Injuries and Call 911
Your first priority is safety. Check yourself and your passengers for injuries. Even if injuries seem minor, call 911. Adrenaline can mask pain, and some injuries don't show symptoms immediately.
2. Move to Safety (If Possible)
If your vehicle is drivable and you're not seriously injured, move to the side of the road to avoid additional collisions. Turn on your hazard lights.
3. Exchange Information
Get the following from all other drivers involved:
- Full name and contact information
- Insurance company and policy number
- Driver's license number
- Vehicle make, model, and license plate
4. Document Everything
Use your phone to take photos of:
- All vehicles involved from multiple angles
- Damage to each vehicle
- The overall accident scene
- Skid marks, debris, or road conditions
- Traffic signs or signals nearby
- Your visible injuries
5. Get Witness Information
If anyone saw the accident, get their name and phone number. Witness testimony can be crucial if there's a dispute about what happened.
6. Don't Admit Fault
Be careful what you say at the scene. Even saying "I'm sorry" can be used against you later. Stick to the facts when speaking with police and the other driver.
7. Seek Medical Attention
See a doctor within 24-48 hours, even if you feel fine. Some injuries, like whiplash or internal bleeding, may not show symptoms right away. Medical records also create documentation linking your injuries to the accident.
8. Report the Accident to Your Insurance
Notify your insurance company about the accident, but be careful about providing recorded statements without speaking to an attorney first.
9. Contact a Personal Injury Attorney
Before accepting any settlement offer from the other driver's insurance company, consult with an attorney. Insurance companies often offer low initial settlements hoping you'll accept before understanding the full extent of your injuries.
Related Resources
Learn more about car accident claims and read about 5 mistakes that can destroy your personal injury claim.