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How Long Does a Personal Injury Case Take? Timeline Explained
January 7, 2026
7 min read
By Christopher GutierrezKey Takeaways
- Simple cases may settle in 3-6 months
- Complex cases can take 1-2 years or more
- Medical treatment completion often determines timeline
- Insurance company cooperation affects duration
- Litigation adds significant time if needed
Case Timeline Overview
Personal injury cases vary widely in duration. A simple car accident with clear liability might settle in 3-6 months. A complex truck accident or wrongful death case might take 2 years or more.
Factors That Affect Duration
Several factors influence how long your case takes:
- Severity and complexity of injuries
- Whether liability is disputed
- Number of parties involved
- Insurance company cooperation
- Whether litigation is necessary
The Settlement Process
Most personal injury cases settle without going to trial. The typical process includes:
- Completing medical treatment (ongoing)
- Gathering all records and documentation (1-2 months)
- Sending a demand letter (1 month)
- Negotiating with insurance (1-3 months)
- Reaching a settlement agreement
When Litigation is Necessary
If the insurance company refuses to offer fair compensation, we may need to file a lawsuit. Litigation adds significant time:
- Filing the complaint and serving the defendant
- Discovery phase (6-12 months)
- Possible mediation or settlement conferences
- Trial preparation
- Trial (if needed)
Why Patience Matters
I never rush a case to settlement. Insurance companies count on victims needing quick money and accepting lowball offers. Taking the time to fully understand your injuries and fight for proper compensation almost always results in a better outcome.
Questions about your case timeline? Call me at (855) 444-5227 for a free consultation.
Frequently Asked Questions
Can I speed up my case?
Rushing a case usually means leaving money on the table. It is important to wait until you understand the full extent of your injuries before settling.
Will I have to go to court?
Most cases settle without trial. However, being prepared to go to court often leads to better settlement offers because the insurance company knows you are serious.
Free Consultation
Were You in an Accident?
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(855) 444-5227